. For the average American household, monthly utility bills represent a significant chunk of the family budget, usually 5 – 10 percent of monthly expenses. Since utilities are such a big chunk of your expenses, there are probably a number of ways that you can effectively cut your home energy costs each month. While many people may see “going green” as an additional expense, there are a number of green practices that can help you slash your monthly bills. At this point, we all know how to set the thermostat higher when we sleep or leave the house. We know that we can turn the water heater down a little…